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   Kentucky Frontier Gas
   PO Box 408
   Prestonsburg, KY 41653

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   Kentucky Frontier Gas
   2963 Ky Route 321 North
   Prestonsburg, KY 41653

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Kentucky Frontier Gas

Mr.  Terry Spears presenting the Success Storyā€¯ award to Larry Rich and Bob Oxford,  Member Managers of Frontier
Mr. Terry Spears presenting the "Success Story"
award to Bob Oxford and Larry Rich,
Member Managers of Frontier

On November 9, 2011, Kentucky Frontier Gas, LLC received an award at the Kentucky SBA Leadership Conference annual meeting at Churchhill Downs, Louisville. Mr. Terry Spears, SBA Loan Officer for Community Trust Bank Inc. presented Frontier as a "Success Story" by making the following introductory statement at the conference:

"As a result of the SBA loan, Kentucky Frontier is a stable employer and safe, reliable provider of service to more than 3,500 customers. Without their involvement, some of these small utilities would likely not have survived. In a time when energy is a key part of every family's budget, this company is providing a valuable service at a reasonable cost.

This loan would not have been possible without SBA involvement, as the collateral of the company was not sufficient to meet normal bank policy and the company was effectively a start-up operation with no proven history of financial performance. However, Community Trust believed in the experience and character of the individuals involved with the company and saw the logic of their plan to consolidate the smaller companies into one which was large enough to be profitable."


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